Safeway Insurance Review
Safeway has higher-than-average rates and very basic coverage. Most drivers can find better car insurance elsewhere.
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Editor's Rating
Safeway car insurance is not the cheapest option for most drivers. Auto insurance coverage from Safeway is very basic. It offers full coverage insurance, but drivers can't add on popular options like roadside assistance or gap coverage.
In addition, Safeway only sells car insurance in 12 states, so most drivers can't get a policy.
Pros and cons
Pros
Affordable rates after a DUI
Cons
No extra coverage options
Can't compare quotes online
Slow claims process
Safeway Insurance quotes
Car insurance from Safeway tends to be expensive for most drivers.
A minimum coverage policy from Safeway costs $104 per month, which is 19% higher than average. Full coverage rates from Safeway are more competitive. At $198 per month, its full coverage policy is only 2% more expensive than average.
However, Safeway is an affordable option for drivers with a DUI on their record. A full coverage policy from Safeway costs $260 per month after a DUI. That's 22% cheaper than average.
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Although Safeway has good prices for drivers with a DUI, it's still not the cheapest option. Coverage from State Farm is $114 per month less for these drivers.
Monthly auto insurance quotes: Safeway vs. competitors
Minimum coverage
Full coverage
Full coverage after a DUI
Company | Monthly rate | ||
|---|---|---|---|
| State Farm | $67 | |
| Progressive | $68 | |
| Geico | $72 | |
| Allstate | $84 | |
| Safeway | $104 | |
| Nationwide | $128 | |
Minimum coverage
Company | Monthly rate | ||
|---|---|---|---|
|
| State Farm | $67 | |
|
| Progressive | $68 | |
|
| Geico | $72 | |
|
| Allstate | $84 | |
|
| Safeway | $104 | |
|
| Nationwide | $128 | |
Full coverage
Company | Monthly rate | ||
|---|---|---|---|
|
| State Farm | $136 | |
|
| Allstate | $166 | |
|
| Geico | $182 | |
|
| Safeway | $198 | |
|
| Progressive | $210 | |
|
| Nationwide | $268 | |
Full coverage after a DUI
Company | Monthly rate | ||
|---|---|---|---|
|
| State Farm | $146 | |
|
| Allstate | $225 | |
|
| Safeway | $260 | |
|
| Progressive | $278 | |
|
| Geico | $515 | |
|
| Nationwide | $584 | |
Drivers can't compare quotes for Safeway Insurance online. The company's website is outdated and requires shoppers to find an agency and contact a representative to get quotes. However, Safeway customers can manage their policies and make payments online.
Safeway Insurance discounts
Safeway only offers a few common discounts to help drivers save money on car insurance.
- Transfer discount for drivers who switch to Safeway from another company
- Multicar discount if you insure more than one vehicle with Safeway
- Homeowners discount for drivers who own their home, even if it's insured with a different company
- Safe driver discount if you've avoided getting a traffic ticket or making a claim for three years or longer
- Good student discount for young drivers in school who maintain a minimum grade point average (GPA)
Safeway auto insurance coverage
Safeway Insurance only offers the most basic car insurance protections.
Besides bodily injury liability, property damage liability, and medical payment coverage, Safeway gives drivers the option to add:
- Uninsured and underinsured motorist coverage helps pay for your injuries or damage to your property caused by another driver who doesn't have enough insurance.
-
Collision and comprehensive coverage help pay to fix damage to your own car, regardless of whose fault it is. These coverage types are separate but often paired together.
Collision protects your car against crashes into other cars or objects. Comprehensive coverage covers damage from other types of events, like hail damage to your roof or vandalism.
- Rental car reimbursement covers the cost of a rental car while your vehicle is in the shop after an accident.
- Towing reimbursement will help cover the cost of a tow truck if your car breaks down on the side of the road.
These coverage options are very common, and you should be able to find them at most other insurance companies.
Safeway doesn't offer common coverage add-ons like roadside assistance or gap insurance. Drivers who need extra coverage should consider a different car insurance company with good support.
Where can I get Safeway insurance?
Safeway isn't a national insurance company. It only offers auto insurance in 12 states.
Safeway Insurance customer service
Customers aren't always happy with the service they receive from Safeway.
Safeway gets a few more customer complaints than expected for a company of its size, according to the National Association of Insurance Commissioners (NAIC). Most of its complaints are about the claims process, especially how long it takes to get back on the road after an accident.
Customers don't have to worry about Safeway's ability to pay out claims, though. The company received an A financial strength rating from AM Best. That means it should be able to pay claims, even if it has to pay out a lot of claims at once.
Contact Safeway Insurance
Drivers who have been in a wreck can call the Safeway claims phone number, 888-203-5129, or call their local office directly. Customers can also file a claim online by logging in to their MySafeway insurance portal.
For other questions about your policy, you'll need to get in touch with your local Safeway office.
Frequently asked questions
Is Safeway Insurance good?
Safeway Insurance isn't the best option for most drivers. It only offers very basic car insurance coverage options, and customers tend to complain about its long claims process.
How do I cancel my Safeway Insurance?
The only way to cancel your Safeway car insurance is to call your local office. But make sure you switch to another company before you cancel your policy so you aren't caught driving without insurance.
What is the Safeway Insurance phone number?
The Safeway Insurance claims phone number is 888-203-5129. Safeway doesn't have a general customer service phone number. If you have questions about your policy or want to get a quote, you'll need to call a local agent.
Methodology
To compare Safeway Insurance quotes, we collected car insurance rates from every ZIP code across Georgia. Rates are for a 30-year-old single man with an average credit score and clean driving record who owns a 2015 Honda Civic EX.
Quotes for full coverage insurance include higher liability limits than the Georgia state requirement, along with comprehensive and collision coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $25,000 per person
- Uninsured and underinsured motorist liability: $50,000 per person and $100,000 per accident
- Medical payments: $5,000
- Comprehensive and collision deductible: $500
Quadrant Information Services provided the rate data used in this analysis. Rates were publicly sourced from insurer filings. They are intended for comparative purposes only. Your own rates will likely differ.
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.