ValuePenguin reviewed 490,688 quotes from 7+ top Illinois car insurance companies to help you find the right coverage at the best price.
Illinois car insurance quotes and key takeaways
Car insurance quotes in Illinois
The average cost of full coverage car insurance in Illinois is $185 per month, or $2,220 per year. That's 11% less expensive than the national average.
Drivers looking to save money can typically find the cheapest rates at Travelers and Erie. However, Erie's superior customer service makes it a better choice for most people.
| Cheapest full coverage in IL Travelers has the cheapest full coverage car insurance in IL, at $120/mo. | |
| Cheapest minimum coverage in IL Erie has the cheapest minimum coverage insurance in Illinois, at $42/mo. | |
| Cheapest after a speeding ticket Travelers has the cheapest rates in IL after a speeding ticket, at $152/mo. See more of the cheapest insurance companies after a ticket, accident or DUI. | |
| Best car insurance in IL overall ValuePenguin chose Erie as the best car insurance company in Illinois based on its low rates, helpful coverage add-ons, top scores from J.D. Power and low number of complaints with the NAIC. Read more about why Erie is the best choice for most Illinois drivers. |
Find Cheap Auto Insurance Quotes in Illinois
Cheapest full coverage car insurance in IL
In 2026, the average cost of full coverage car insurance is $185 per month in Illinois. That's $1,110 for a six-month policy that covers your car and damage you cause.
Based on our analysis of 490,000+ quotes, there are a handful of companies that offer cheap full coverage rates in Illinois, including Travelers, Erie and Auto-Owners.
Best full coverage car insurance rates in Illinois
Company | Monthly rate | Annual rate |
|---|---|---|
| Travelers | $120 | $1,440 |
| Erie | $141 | $1,692 |
| Auto-Owners | $154 | $1,848 |
| Progressive | $157 | $1,884 |
| Country Financial | $158 | $1,896 |
*USAA is only available to military members, veterans and some of their family members.
If you haven’t checked your car insurance rate in a while, you’re not alone. But comparing car insurance takes minutes and could potentially save you $2,700 per year in IL.
Cheap liability insurance quotes in Illinois
The average cost of minimum liability car insurance is $67 per month in Illinois, which is $74 per month less than a full coverage policy. Liability-only coverage is so much cheaper because it doesn't have as much protection as full coverage.
If you're looking for the absolute cheapest car insurance you can find in Illinois, you should compare quotes from Erie, Travelers and Auto-Owners. All three companies are cheaper than the state average, based on our analysis of thousands of quotes across Illinois.
Cheapest Illinois liability car insurance
Company | Monthly rate | Annual rate |
|---|---|---|
| Erie | $42 | $504 |
| Travelers | $47 | $564 |
| Auto-Owners | $48 | $576 |
| State Farm | $62 | $744 |
| Country Financial | $65 | $780 |
*USAA is only available to current and former military members and their families.
Understanding minimum coverage insurance in Illinois
Unlike most states, Illinois requires all drivers to have uninsured motorist coverage on their car insurance. This covers you if you’re hit by a driver who doesn’t have insurance.
Buying at least 50/100 or 100/300 limits is a good idea. Medical bills can add up quickly, and more insurance means more protection against those costs.
You can use websites such as Kelley Blue Book to figure out how much your car is worth. That can help you decide how much uninsured motorist property damage coverage to buy.
If you decide to buy more than the minimum coverage limit for uninsured motorist costs, you also have to buy underinsured motorist coverage, also called UIM coverage. Underinsured motorist coverage helps pay your bills if you're hit by someone who doesn't have enough insurance to pay for the damage they cause to your car.
Who has the best car insurance in Illinois?
ValuePenguin chose Erie as the best car insurance company in Illinois because of its customer service reviews, useful coverage add-ons, helpful discounts, proprietary pricing data and respected third-party ratings, such as J.D. Power and AM Best.
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Full coverage rate$141/moThis analysis used auto insurance quotes for a policy with collision and comprehensive coverage. Read our methodology.
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Claims process9.5/10Claims rating is based on J.D. Power's claims satisfaction survey and the National Association of Insurance Commissioners complaint index. Read our methodology.
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AM Best rating A
Average car insurance cost in Illinois by city
Dolton, a village south of Chicago, is the most expensive city for auto insurance in Illinois.
Full coverage in Dolton costs around $303 per month.
Chenoa, a city east of Peoria, is the cheapest city in Illinois, at $167 per month, on average.
Car insurance quotes tend to be more expensive in denser urban areas, like those around Chicago. That's because more traffic and higher crime rates mean drivers are more likely to get in accidents or have their cars stolen.
Find Cheap Auto Insurance Quotes in Illinois
Full coverage Illinois car insurance rates by city
City | Monthly rate | % from average |
|---|---|---|
| Chicago | $266 | 43% |
| Aurora | $196 | 6% |
| Joliet | $209 | 13% |
| Naperville | $193 | 4% |
| Rockford | $202 | 9% |
| Elgin | $201 | 8% |
| Springfield | $198 | 7% |
| Peoria | $198 | 7% |
| Champaign | $180 | -3% |
| Waukegan | $207 | 11% |
| Bloomington | $174 | -6% |
| Evanston | $223 | 20% |
| Decatur | $192 | 3% |
| Des Plaines | $222 | 20% |
| Berwyn | $256 | 38% |
| Wheaton | $191 | 3% |
| Elmhurst | $199 | 7% |
| Moline | $179 | -3% |
| Crystal Lake | $184 | -1% |
| Belleville | $210 | 13% |
| DeKalb | $178 | -4% |
| Quincy | $179 | -4% |
| Urbana | $183 | -1% |
| Park Ridge | $223 | 20% |
| Rock Island | $184 | -1% |
| St. Charles | $188 | 1% |
| O'Fallon | $202 | 9% |
| Pekin | $184 | -1% |
| North Chicago | $208 | 12% |
| Highland Park | $207 | 12% |
| Galesburg | $178 | -4% |
| McHenry | $188 | 1% |
| Danville | $189 | 2% |
| Burbank | $244 | 31% |
| Edwardsville | $200 | 8% |
| Lockport | $199 | 7% |
| Batavia | $189 | 2% |
| Oak Forest | $223 | 20% |
| Chicago Heights | $253 | 36% |
| Woodstock | $188 | 1% |
| Belvidere | $190 | 2% |
| West Chicago | $197 | 6% |
| Alton | $218 | 18% |
| Yorkville | $193 | 4% |
| Zion | $206 | 11% |
| Collinsville | $202 | 9% |
| Kankakee | $201 | 8% |
| Loves Park | $189 | 2% |
| Rolling Meadows | $198 | 7% |
| Freeport | $179 | -3% |
| East Peoria | $182 | -2% |
| Darien | $204 | 10% |
| Carbondale | $203 | 9% |
| Blue Island | $277 | 49% |
| Geneva | $185 | 0% |
| East Moline | $184 | -1% |
| Crest Hill | $211 | 14% |
| Harvey | $290 | 56% |
| Abingdon | $194 | 5% |
| Adair | $193 | 4% |
| Addieville | $200 | 8% |
| Addison | $209 | 13% |
| Albany | $181 | -2% |
| Albers | $193 | 4% |
| Albion | $195 | 5% |
| Aledo | $193 | 4% |
| Alexander | $198 | 7% |
| Alexis | $190 | 2% |
| Algonquin | $188 | 1% |
| Allendale | $190 | 2% |
| Allerton | $184 | -1% |
| Alorton | $246 | 32% |
| Alpha | $191 | 3% |
| Alsey | $202 | 9% |
| Alsip | $254 | 37% |
| Altamont | $183 | -1% |
| Alto Pass | $213 | 15% |
| Altona | $190 | 2% |
| Alvin | $188 | 1% |
| Amboy | $179 | -4% |
| Anchor | $176 | -5% |
| Ancona | $178 | -4% |
| Andalusia | $193 | 4% |
| Andover | $191 | 3% |
| Anna | $210 | 13% |
| Annapolis | $195 | 5% |
| Annawan | $180 | -3% |
| Antioch | $193 | 4% |
| Apple River | $187 | 1% |
| Arcola | $178 | -4% |
| Argenta | $184 | -1% |
| Arlington | $181 | -2% |
| Arlington Heights | $194 | 5% |
| Armington | $193 | 4% |
| Armstrong | $185 | 0% |
| Aroma Park | $203 | 9% |
| Arrowsmith | $179 | -3% |
| Arthur | $178 | -4% |
| Ashland | $205 | 11% |
| Ashley | $195 | 5% |
| Ashmore | $184 | -1% |
| Ashton | $178 | -4% |
| Assumption | $196 | 5% |
| Athens | $210 | 13% |
| Atkinson | $181 | -3% |
| Atlanta | $189 | 2% |
| Atwood | $181 | -2% |
| Auburn | $189 | 2% |
| Augusta | $199 | 7% |
| Ava | $220 | 19% |
| Aviston | $189 | 2% |
| Avon | $199 | 7% |
| Baileyville | $184 | -1% |
| Bannockburn | $208 | 12% |
| Bardolph | $185 | 0% |
| Barnhill | $200 | 8% |
| Barrington | $197 | 6% |
| Barrington Hills | $195 | 5% |
| Barry | $212 | 14% |
| Barstow | $183 | -1% |
| Bartelso | $196 | 6% |
| Bartlett | $208 | 12% |
| Bartonville | $197 | 6% |
| Basco | $198 | 7% |
| Batchtown | $212 | 14% |
| Bay View Gardens | $185 | 0% |
| Baylis | $210 | 13% |
| Beach Park | $205 | 11% |
| Beardstown | $201 | 8% |
| Beason | $187 | 1% |
| Beckemeyer | $196 | 5% |
| Bedford Park | $252 | 36% |
| Beecher | $204 | 10% |
| Beecher City | $188 | 1% |
| Belknap | $217 | 17% |
| Belle Rive | $205 | 11% |
| Bellevue | $195 | 5% |
| Bellmont | $192 | 4% |
| Bellwood | $271 | 46% |
| Bement | $177 | -5% |
| Benld | $196 | 6% |
| Bensenville | $210 | 13% |
| Benson | $179 | -3% |
| Benton | $209 | 13% |
| Berkeley | $236 | 27% |
| Berwick | $188 | 1% |
| Bethalto | $200 | 8% |
| Bethany | $183 | -2% |
| Bingham | $192 | 3% |
| Bishop Hill | $187 | 1% |
| Bismarck | $192 | 3% |
| Blackstone | $178 | -4% |
| Blandinsville | $195 | 5% |
| Bloomingdale | $204 | 10% |
| Blue Mound | $184 | -1% |
| Bluff Springs | $209 | 13% |
| Bluffs | $205 | 10% |
| Bluford | $206 | 11% |
| Boles | $224 | 21% |
| Bolingbrook | $210 | 13% |
| Bolivia | $207 | 12% |
| Bondville | $176 | -5% |
| Bone Gap | $192 | 4% |
| Bonfield | $200 | 8% |
| Bonnie | $201 | 8% |
| Boody | $186 | 0% |
| Boulder Hill | $201 | 9% |
| Bourbonnais | $195 | 5% |
| Bowen | $198 | 7% |
| Braceville | $192 | 3% |
| Bradford | $191 | 3% |
| Bradley | $196 | 6% |
| Braidwood | $196 | 6% |
| Breese | $196 | 6% |
| Bridgeport | $193 | 4% |
| Bridgeview | $246 | 33% |
| Brighton | $203 | 9% |
| Brimfield | $202 | 9% |
| Bristol | $196 | 6% |
| Broadlands | $181 | -3% |
| Broadview | $266 | 43% |
| Brocton | $190 | 2% |
| Brookfield | $214 | 15% |
| Brooklyn | $251 | 35% |
| Brookport | $222 | 20% |
| Broughton | $212 | 14% |
| Browns | $191 | 3% |
| Brownstown | $185 | -1% |
| Brussels | $214 | 15% |
| Bryant | $196 | 6% |
| Buckingham | $191 | 3% |
| Buckley | $184 | -1% |
| Buckner | $212 | 14% |
| Buda | $183 | -2% |
| Buffalo | $208 | 12% |
| Buffalo Grove | $210 | 13% |
| Buffalo Prairie | $195 | 5% |
| Bulpitt | $203 | 9% |
| Buncombe | $213 | 15% |
| Bunker Hill | $204 | 10% |
| Bureau | $182 | -2% |
| Burlington | $184 | -1% |
| Burnham | $283 | 52% |
| Burnt Prairie | $201 | 8% |
| Burr Ridge | $212 | 14% |
| Bushnell | $193 | 4% |
| Butler | $193 | 4% |
| Byron | $188 | 1% |
| Cabery | $181 | -2% |
| Cahokia | $241 | 30% |
| Cairo | $221 | 19% |
| Calhoun | $194 | 4% |
| Calumet City | $290 | 56% |
| Calumet Park | $280 | 51% |
| Camargo | $185 | 0% |
| Cambria | $206 | 11% |
| Cambridge | $180 | -3% |
| Camden | $203 | 9% |
| Cameron | $189 | 2% |
| Camp Grove | $190 | 2% |
| Camp Point | $206 | 11% |
| Campbell Hill | $218 | 18% |
| Campton Hills | $192 | 3% |
| Campus | $179 | -4% |
| Canton | $196 | 6% |
| Cantrall | $200 | 8% |
| Capron | $191 | 3% |
| Carbon Cliff | $181 | -3% |
| Carlinville | $197 | 6% |
| Carlock | $184 | -1% |
| Carlyle | $194 | 5% |
| Carmi | $201 | 8% |
| Carol Stream | $200 | 8% |
| Carpentersville | $203 | 9% |
| Carrier Mills | $220 | 19% |
| Carterville | $205 | 11% |
| Carthage | $197 | 6% |
| Cary | $187 | 1% |
| Casey | $193 | 4% |
| Caseyville | $226 | 22% |
| Castleton | $193 | 4% |
| Catlin | $185 | 0% |
| Cedar Point | $180 | -3% |
| Cedarville | $182 | -2% |
| Central City | $198 | 7% |
| Centralia | $198 | 7% |
| Centreville | $246 | 32% |
| Cerro Gordo | $184 | -1% |
| Chadwick | $185 | 0% |
| Chambersburg | $206 | 11% |
| Chana | $187 | 1% |
| Channahon | $192 | 4% |
| Channel Lake | $193 | 4% |
| Charleston | $182 | -2% |
| Chatham | $188 | 1% |
| Chenoa | $167 | -10% |
| Cherry | $180 | -3% |
| Cherry Valley | $193 | 4% |
| Chester | $210 | 13% |
| Chesterfield | $202 | 9% |
| Chestnut | $189 | 2% |
| Chicago Ridge | $238 | 28% |
| Chillicothe | $193 | 4% |
| Chrisman | $191 | 3% |
| Christopher | $213 | 15% |
| Cicero | $273 | 47% |
| Cisco | $179 | -4% |
| Cisne | $202 | 9% |
| Cissna Park | $187 | 1% |
| Clare | $185 | 0% |
| Claremont | $193 | 4% |
| Clarendon Hills | $199 | 7% |
| Clayton | $207 | 12% |
| Claytonville | $185 | 0% |
| Clifton | $187 | 1% |
| Clinton | $181 | -2% |
| Coal City | $190 | 2% |
| Coal Valley | $185 | -1% |
| Coatsburg | $202 | 9% |
| Cobden | $211 | 14% |
| Coello | $213 | 15% |
| Coffeen | $193 | 4% |
| Colchester | $193 | 4% |
| Colfax | $177 | -5% |
| Collison | $185 | 0% |
| Colona | $184 | -1% |
| Colp | $207 | 12% |
| Columbia | $201 | 8% |
| Colusa | $206 | 11% |
| Compton | $179 | -3% |
| Congerville | $187 | 1% |
| Cooksville | $177 | -4% |
| Cornell | $176 | -5% |
| Cornland | $194 | 5% |
| Cortland | $176 | -5% |
| Cottage Hills | $205 | 11% |
| Coulterville | $216 | 16% |
| Country Club Hills | $252 | 36% |
| Countryside | $214 | 15% |
| Cowden | $191 | 3% |
| Crainville | $205 | 11% |
| Crescent City | $183 | -1% |
| Creston | $182 | -2% |
| Crestwood | $233 | 25% |
| Crete | $214 | 15% |
| Creve Coeur | $191 | 3% |
| Cropsey | $176 | -5% |
| Crossville | $200 | 8% |
| Crystal Lawns | $210 | 13% |
| Cuba | $200 | 8% |
| Cullom | $175 | -6% |
| Cutler | $213 | 15% |
| Cypress | $216 | 16% |
| Dahinda | $198 | 7% |
| Dakota | $185 | 0% |
| Dalton City | $182 | -2% |
| Dalzell | $179 | -4% |
| Dana | $182 | -2% |
| Danvers | $184 | -1% |
| Davis | $191 | 3% |
| Davis Junction | $188 | 1% |
| Dawson | $207 | 11% |
| De Land | $180 | -3% |
| De Pue | $182 | -2% |
| De Soto | $209 | 13% |
| De Witt | $181 | -3% |
| Deer Grove | $180 | -3% |
| Deer Park | $193 | 4% |
| Deerfield | $207 | 12% |
| Delavan | $193 | 4% |
| Dennison | $192 | 3% |
| Dewey | $177 | -4% |
| Diamond | $190 | 2% |
| Dieterich | $185 | 0% |
| Dix | $201 | 9% |
| Dixmoor | $283 | 53% |
| Dixon | $179 | -4% |
| Dolton | $303 | 63% |
| Dongola | $214 | 15% |
| Donnellson | $193 | 4% |
| Donovan | $192 | 3% |
| Dorsey | $199 | 7% |
| Dover | $179 | -4% |
| Dow | $218 | 17% |
| Dowell | $212 | 14% |
| Downers Grove | $196 | 6% |
| Downs | $180 | -3% |
| Du Quoin | $208 | 12% |
| Dundas | $192 | 3% |
| Dunfermline | $195 | 5% |
| Dunlap | $198 | 7% |
| Dupo | $219 | 18% |
| Durand | $191 | 3% |
| Dwight | $176 | -5% |
| Eagarville | $201 | 8% |
| Earlville | $184 | -1% |
| East Alton | $208 | 12% |
| East Carondelet | $209 | 13% |
| East Dubuque | $187 | 1% |
| East Dundee | $200 | 8% |
| East Galesburg | $181 | -2% |
| East Hazel Crest | $276 | 49% |
| East Lynn | $184 | -1% |
| East St. Louis | $249 | 34% |
| Easton | $201 | 9% |
| Eddyville | $219 | 18% |
| Edelstein | $196 | 6% |
| Edgewood | $184 | -1% |
| Edinburg | $209 | 12% |
| Edwards | $199 | 7% |
| Effingham | $179 | -4% |
| Elburn | $178 | -4% |
| Eldena | $177 | -4% |
| Eldorado | $217 | 17% |
| Eldred | $207 | 11% |
| Eleroy | $194 | 5% |
| Elizabeth | $193 | 4% |
| Elizabethtown | $227 | 23% |
| Elk Grove Village | $196 | 6% |
| Elkville | $212 | 15% |
| Ellery | $192 | 4% |
| Elliott | $179 | -3% |
| Ellisville | $198 | 7% |
| Ellsworth | $179 | -4% |
| Elmwood | $201 | 8% |
| Elmwood Park | $259 | 39% |
| Elvaston | $197 | 6% |
| Elwin | $191 | 3% |
| Elwood | $203 | 10% |
| Emden | $189 | 2% |
| Emington | $178 | -4% |
| Emma | $207 | 12% |
| Energy | $206 | 11% |
| Eola | $194 | 5% |
| Esmond | $181 | -2% |
| Essex | $193 | 4% |
| Eureka | $182 | -2% |
| Evansville | $212 | 14% |
| Evergreen Park | $248 | 34% |
| Ewing | $214 | 15% |
| Fairbury | $169 | -9% |
| Fairfield | $202 | 9% |
| Fairmont | $204 | 10% |
| Fairmont City | $241 | 30% |
| Fairmount | $187 | 1% |
| Fairview Heights | $208 | 12% |
| Farina | $187 | 1% |
| Farmer City | $179 | -4% |
| Farmersville | $196 | 6% |
| Farmington | $196 | 6% |
| Fenton | $182 | -2% |
| Ferris | $198 | 6% |
| Fiatt | $197 | 6% |
| Fidelity | $208 | 12% |
| Fieldon | $209 | 13% |
| Findlay | $185 | 0% |
| Fisher | $177 | -4% |
| Fithian | $189 | 2% |
| Flanagan | $176 | -5% |
| Flat Rock | $195 | 5% |
| Flora | $189 | 2% |
| Flossmoor | $239 | 29% |
| Foosland | $180 | -3% |
| Ford Heights | $256 | 38% |
| Forest City | $198 | 7% |
| Forest Lake | $200 | 8% |
| Forest Park | $248 | 34% |
| Forest View | $252 | 36% |
| Forrest | $172 | -7% |
| Forreston | $185 | 0% |
| Forsyth | $182 | -2% |
| Fort Sheridan | $207 | 11% |
| Fowler | $200 | 8% |
| Fox Lake | $198 | 7% |
| Fox Lake Hills | $195 | 5% |
| Fox River Grove | $188 | 1% |
| Fox Valley | $208 | 12% |
| Frankfort | $200 | 8% |
| Frankfort Heights | $215 | 16% |
| Frankfort Square | $202 | 9% |
| Franklin Grove | $182 | -2% |
| Franklin Park | $243 | 31% |
| Frederick | $202 | 9% |
| Freeburg | $201 | 8% |
| Freeman Spur | $219 | 18% |
| Fulton | $180 | -3% |
| Fults | $201 | 8% |
| Gages Lake | $195 | 5% |
| Galatia | $222 | 20% |
| Galena | $185 | -1% |
| Galt | $177 | -5% |
| Galva | $179 | -3% |
| Garden Prairie | $188 | 1% |
| Gardner | $187 | 1% |
| Gays | $183 | -2% |
| Geff | $200 | 8% |
| Geneseo | $183 | -1% |
| Genoa | $176 | -5% |
| Georgetown | $185 | 0% |
| Gerlaw | $187 | 1% |
| German Valley | $186 | 0% |
| Germantown | $196 | 6% |
| Germantown Hills | $188 | 1% |
| Gibson City | $178 | -4% |
| Gifford | $182 | -2% |
| Gilberts | $192 | 4% |
| Gillespie | $196 | 5% |
| Gilman | $183 | -1% |
| Gilson | $197 | 6% |
| Girard | $199 | 7% |
| Glasford | $204 | 10% |
| Glen Carbon | $199 | 7% |
| Glen Ellyn | $197 | 6% |
| Glenarm | $193 | 4% |
| Glencoe | $213 | 15% |
| Glendale Heights | $211 | 13% |
| Glenview | $221 | 19% |
| Glenwood | $253 | 37% |
| Godfrey | $210 | 13% |
| Golconda | $227 | 22% |
| Golden | $206 | 11% |
| Golden Eagle | $211 | 14% |
| Golden Gate | $198 | 7% |
| Golf | $224 | 21% |
| Good Hope | $194 | 5% |
| Goodfield | $183 | -1% |
| Goodwine | $192 | 3% |
| Goreville | $215 | 16% |
| Gorham | $215 | 16% |
| Grafton | $218 | 18% |
| Grand Ridge | $181 | -2% |
| Grandview | $199 | 7% |
| Grandwood Park | $196 | 5% |
| Granite City | $221 | 19% |
| Grant Park | $198 | 7% |
| Grantsburg | $218 | 18% |
| Granville | $190 | 2% |
| Graymont | $176 | -5% |
| Grayslake | $195 | 5% |
| Grayville | $193 | 4% |
| Great Lakes | $206 | 11% |
| Green Oaks | $199 | 7% |
| Green Valley | $194 | 4% |
| Greenfield | $204 | 10% |
| Greenup | $189 | 2% |
| Greenview | $209 | 12% |
| Greenville | $192 | 4% |
| Greenwood | $184 | -1% |
| Griggsville | $209 | 12% |
| Gurnee | $198 | 7% |
| Hagaman | $202 | 9% |
| Hagarstown | $199 | 7% |
| Hainesville | $197 | 6% |
| Hamburg | $208 | 12% |
| Hamel | $199 | 7% |
| Hamilton | $195 | 5% |
| Hammond | $184 | -1% |
| Hampshire | $185 | 0% |
| Hampton | $182 | -2% |
| Hanna City | $203 | 9% |
| Hanover Park | $208 | 12% |
| Hardin | $211 | 13% |
| Harrisburg | $220 | 19% |
| Harrison | $211 | 14% |
| Harristown | $188 | 1% |
| Hartford | $206 | 11% |
| Hartsburg | $188 | 1% |
| Harvard | $189 | 2% |
| Harwood Heights | $246 | 33% |
| Havana | $198 | 7% |
| Hawthorn Woods | $201 | 8% |
| Hazel Crest | $270 | 45% |
| Hebron | $191 | 3% |
| Hecker | $205 | 10% |
| Hennepin | $193 | 4% |
| Henning | $185 | -1% |
| Henry | $193 | 4% |
| Heritage Lake | $192 | 3% |
| Herod | $222 | 20% |
| Herrin | $204 | 10% |
| Herscher | $194 | 5% |
| Hettick | $204 | 10% |
| Heyworth | $178 | -4% |
| Hickory Hills | $235 | 27% |
| Hidalgo | $191 | 3% |
| Highland | $198 | 7% |
| Highwood | $204 | 10% |
| Hillsboro | $193 | 4% |
| Hillsdale | $187 | 1% |
| Hillside | $221 | 19% |
| Hillview | $206 | 11% |
| Hinckley | $181 | -3% |
| Hindsboro | $182 | -2% |
| Hines | $241 | 30% |
| Hinsdale | $201 | 8% |
| Hodgkins | $217 | 17% |
| Hoffman | $195 | 5% |
| Hoffman Estates | $206 | 11% |
| Holcomb | $194 | 4% |
| Holiday Shores | $197 | 6% |
| Homer | $187 | 1% |
| Homer Glen | $202 | 9% |
| Hometown | $247 | 33% |
| Homewood | $245 | 32% |
| Hoopeston | $184 | -1% |
| Hooppole | $185 | 0% |
| Hopkins Park | $199 | 7% |
| Hoyleton | $192 | 3% |
| Hudson | $175 | -6% |
| Huey | $203 | 9% |
| Hull | $213 | 15% |
| Humboldt | $183 | -1% |
| Hume | $190 | 3% |
| Huntley | $182 | -2% |
| Hurst | $211 | 14% |
| Hutsonville | $195 | 5% |
| Illinois City | $197 | 6% |
| Illiopolis | $204 | 10% |
| Ina | $202 | 9% |
| Indian Head Park | $213 | 15% |
| Indianola | $186 | 0% |
| Ingalls Park | $216 | 16% |
| Ingleside | $192 | 4% |
| Ingraham | $192 | 4% |
| Inverness | $198 | 7% |
| Ipava | $195 | 5% |
| Iroquois | $188 | 2% |
| Irvington | $195 | 5% |
| Island Lake | $191 | 3% |
| Itasca | $204 | 10% |
| Ivesdale | $180 | -3% |
| Jacksonville | $185 | 0% |
| Jacob | $218 | 17% |
| Janesville | $195 | 5% |
| Jerome | $193 | 4% |
| Jerseyville | $203 | 9% |
| Jewett | $186 | 0% |
| Johnsburg | $190 | 2% |
| Johnsonville | $198 | 7% |
| Johnston City | $209 | 13% |
| Jonesboro | $214 | 15% |
| Joppa | $217 | 17% |
| Joy | $193 | 4% |
| Junction | $218 | 17% |
| Justice | $250 | 35% |
| Kampsville | $208 | 12% |
| Kane | $206 | 11% |
| Kaneville | $194 | 5% |
| Kansas | $189 | 2% |
| Karbers Ridge | $219 | 18% |
| Kasbeer | $184 | -1% |
| Keenes | $206 | 11% |
| Keensburg | $190 | 2% |
| Keithsburg | $194 | 5% |
| Kell | $200 | 8% |
| Kempton | $179 | -3% |
| Kenilworth | $214 | 15% |
| Kenney | $182 | -2% |
| Kent | $186 | 0% |
| Kewanee | $177 | -5% |
| Keyesport | $190 | 3% |
| Kildeer | $200 | 8% |
| Kincaid | $205 | 11% |
| Kinderhook | $211 | 14% |
| Kingston Mines | $195 | 5% |
| Kinmundy | $197 | 6% |
| Kinsman | $185 | 0% |
| Kirkland | $179 | -3% |
| Kirkwood | $189 | 2% |
| Knollwood | $197 | 6% |
| Knoxville | $183 | -1% |
| La Fayette | $192 | 3% |
| La Grange | $209 | 13% |
| La Grange Park | $209 | 13% |
| La Place | $182 | -2% |
| La Prairie | $202 | 9% |
| La Rose | $182 | -2% |
| LaSalle | $175 | -5% |
| Laclede | $184 | -1% |
| Lacon | $191 | 3% |
| Ladd | $180 | -3% |
| Lafox | $194 | 5% |
| Lake Barrington | $197 | 6% |
| Lake Bluff | $197 | 6% |
| Lake Forest | $199 | 7% |
| Lake Fork | $193 | 4% |
| Lake Holiday | $185 | 0% |
| Lake Petersburg | $210 | 13% |
| Lake Villa | $194 | 5% |
| Lake Zurich | $198 | 7% |
| Lake in the Hills | $188 | 1% |
| Lake of the Woods | $180 | -3% |
| Lakemoor | $189 | 2% |
| Lakewood | $183 | -1% |
| Lakewood Shores | $202 | 9% |
| Lanark | $187 | 1% |
| Lane | $181 | -2% |
| Lansing | $244 | 31% |
| Latham | $192 | 4% |
| Laura | $198 | 7% |
| Lawndale | $197 | 6% |
| Lawrenceville | $193 | 4% |
| Le Roy | $176 | -5% |
| Lebanon | $199 | 7% |
| Lee | $183 | -1% |
| Lee Center | $178 | -4% |
| Leland | $188 | 1% |
| Leland Grove | $193 | 4% |
| Lemont | $211 | 13% |
| Lena | $185 | 0% |
| Lenzburg | $196 | 6% |
| Leonore | $182 | -2% |
| Lerna | $186 | 0% |
| Lewistown | $197 | 6% |
| Lexington | $175 | -6% |
| Libertyville | $197 | 6% |
| Lima | $203 | 9% |
| Lincoln | $185 | 0% |
| Lincoln's New Salem | $202 | 9% |
| Lincolnshire | $204 | 10% |
| Lincolnwood | $254 | 37% |
| Lindenhurst | $194 | 5% |
| Lindenwood | $184 | -1% |
| Lisle | $191 | 3% |
| Litchfield | $190 | 2% |
| Literberry | $201 | 8% |
| Little York | $191 | 3% |
| Littleton | $202 | 9% |
| Liverpool | $198 | 6% |
| Livingston | $193 | 4% |
| Loami | $194 | 5% |
| Loda | $186 | 0% |
| Logan | $219 | 18% |
| Lomax | $187 | 1% |
| Lombard | $195 | 5% |
| London Mills | $202 | 9% |
| Long Grove | $203 | 9% |
| Long Lake | $201 | 8% |
| Long Point | $178 | -4% |
| Longview | $184 | -1% |
| Loraine | $205 | 10% |
| Lostant | $180 | -3% |
| Louisville | $191 | 3% |
| Lovejoy | $245 | 32% |
| Lowder | $204 | 10% |
| Lowpoint | $184 | -1% |
| Lynn Center | $187 | 1% |
| Lynwood | $256 | 38% |
| Lyons | $229 | 24% |
| Macedonia | $210 | 13% |
| Machesney Park | $191 | 3% |
| Mackinaw | $192 | 4% |
| Macomb | $185 | 0% |
| Macon | $184 | -1% |
| Madison | $246 | 33% |
| Maeystown | $205 | 11% |
| Magnolia | $193 | 4% |
| Mahomet | $179 | -3% |
| Malden | $181 | -3% |
| Malta | $180 | -3% |
| Manchester | $201 | 9% |
| Manhattan | $200 | 8% |
| Manito | $203 | 9% |
| Manlius | $182 | -2% |
| Mansfield | $178 | -4% |
| Manteno | $195 | 5% |
| Maple Park | $180 | -3% |
| Mapleton | $197 | 6% |
| Marengo | $188 | 2% |
| Marietta | $196 | 6% |
| Marine | $197 | 6% |
| Marion | $208 | 12% |
| Marissa | $199 | 7% |
| Mark | $190 | 2% |
| Markham | $291 | 57% |
| Maroa | $182 | -2% |
| Marquette Heights | $184 | -1% |
| Marseilles | $182 | -2% |
| Marshall | $191 | 3% |
| Martinsville | $194 | 5% |
| Maryville | $199 | 8% |
| Mascoutah | $196 | 5% |
| Mason | $184 | -1% |
| Mason City | $198 | 7% |
| Matherville | $192 | 4% |
| Matteson | $253 | 36% |
| Mattoon | $181 | -3% |
| Maunie | $200 | 8% |
| Maywood | $273 | 47% |
| Mazon | $185 | 0% |
| McConnell | $187 | 1% |
| McLean | $180 | -3% |
| McLeansboro | $212 | 14% |
| McNabb | $193 | 4% |
| Mechanicsburg | $207 | 12% |
| Medinah | $205 | 10% |
| Medora | $202 | 9% |
| Melrose Park | $254 | 37% |
| Melvin | $178 | -4% |
| Menard | $218 | 17% |
| Mendon | $204 | 10% |
| Mendota | $178 | -4% |
| Meredosia | $204 | 10% |
| Merna | $183 | -1% |
| Merrionette Park | $241 | 30% |
| Metamora | $187 | 1% |
| Metcalf | $191 | 3% |
| Metropolis | $218 | 18% |
| Mettawa | $197 | 6% |
| Michael | $206 | 11% |
| Middletown | $192 | 4% |
| Midlothian | $235 | 27% |
| Milan | $187 | 1% |
| Milford | $190 | 2% |
| Mill Shoals | $201 | 8% |
| Millbrook | $187 | 1% |
| Milledgeville | $183 | -1% |
| Miller City | $221 | 19% |
| Millington | $189 | 2% |
| Millstadt | $200 | 8% |
| Milmine | $181 | -3% |
| Mineral | $181 | -3% |
| Minier | $195 | 5% |
| Minonk | $176 | -5% |
| Minooka | $198 | 7% |
| Mitchell | $217 | 17% |
| Mode | $186 | 0% |
| Modesto | $198 | 7% |
| Modoc | $212 | 14% |
| Mokena | $198 | 7% |
| Momence | $200 | 8% |
| Monee | $208 | 12% |
| Monmouth | $188 | 1% |
| Monroe Center | $188 | 1% |
| Montgomery | $203 | 10% |
| Monticello | $177 | -4% |
| Montrose | $188 | 1% |
| Mooseheart | $192 | 3% |
| Morris | $185 | 0% |
| Morrison | $184 | -1% |
| Morrisonville | $201 | 8% |
| Morton | $180 | -3% |
| Morton Grove | $232 | 25% |
| Mossville | $196 | 6% |
| Mound City | $221 | 19% |
| Mounds | $219 | 18% |
| Mount Auburn | $208 | 12% |
| Mount Carmel | $187 | 1% |
| Mount Carroll | $191 | 3% |
| Mount Erie | $201 | 9% |
| Mount Morris | $186 | 0% |
| Mount Olive | $194 | 5% |
| Mount Prospect | $212 | 14% |
| Mount Pulaski | $193 | 4% |
| Mount Sterling | $205 | 10% |
| Mount Vernon | $198 | 7% |
| Mount Zion | $182 | -2% |
| Moweaqua | $188 | 1% |
| Mozier | $207 | 12% |
| Muddy | $222 | 20% |
| Mulberry Grove | $190 | 2% |
| Mulkeytown | $215 | 16% |
| Muncie | $185 | 0% |
| Mundelein | $196 | 5% |
| Murdock | $184 | -1% |
| Murphysboro | $211 | 14% |
| Nachusa | $177 | -5% |
| Nashville | $199 | 7% |
| Nason | $205 | 10% |
| National Stock Yards | $242 | 30% |
| Nauvoo | $199 | 7% |
| Nebo | $213 | 15% |
| Neoga | $184 | -1% |
| Neponset | $181 | -2% |
| New Athens | $200 | 8% |
| New Baden | $192 | 3% |
| New Bedford | $183 | -2% |
| New Berlin | $186 | 0% |
| New Burnside | $222 | 20% |
| New Canton | $212 | 14% |
| New Douglas | $198 | 7% |
| New Haven | $216 | 16% |
| New Holland | $190 | 3% |
| New Lenox | $191 | 3% |
| New Memphis | $192 | 4% |
| New Milford | $197 | 6% |
| New Salem | $206 | 11% |
| New Windsor | $193 | 4% |
| Newark | $186 | 0% |
| Newman | $187 | 1% |
| Newton | $190 | 3% |
| Niantic | $189 | 2% |
| Niles | $232 | 25% |
| Nilwood | $200 | 8% |
| Niota | $199 | 7% |
| Noble | $193 | 4% |
| Nokomis | $194 | 5% |
| Nora | $187 | 1% |
| Normal | $175 | -6% |
| Norridge | $247 | 33% |
| Norris | $203 | 9% |
| Norris City | $207 | 11% |
| North Aurora | $190 | 3% |
| North Barrington | $196 | 6% |
| North City | $211 | 14% |
| North Pekin | $183 | -1% |
| North Riverside | $222 | 20% |
| North Utica | $179 | -3% |
| Northbrook | $216 | 16% |
| Northfield | $211 | 14% |
| Northlake | $243 | 31% |
| Oak Brook | $204 | 10% |
| Oak Lawn | $235 | 27% |
| Oak Park | $242 | 31% |
| Oakbrook Terrace | $201 | 8% |
| Oakdale | $198 | 7% |
| Oakford | $211 | 14% |
| Oakland | $187 | 1% |
| Oakwood | $189 | 2% |
| Oakwood Hills | $190 | 2% |
| Odell | $173 | -7% |
| Odin | $197 | 6% |
| Oglesby | $176 | -5% |
| Ohlman | $209 | 13% |
| Okawville | $193 | 4% |
| Olive Branch | $220 | 19% |
| Olivet | $189 | 2% |
| Olmsted | $220 | 19% |
| Olney | $190 | 3% |
| Olympia Fields | $246 | 33% |
| Onarga | $182 | -2% |
| Oneida | $193 | 4% |
| Opdyke | $200 | 8% |
| Ophiem | $188 | 1% |
| Oquawka | $193 | 4% |
| Orangeville | $186 | 0% |
| Oraville | $223 | 20% |
| Oreana | $184 | -1% |
| Oregon | $188 | 2% |
| Orient | $208 | 12% |
| Orion | $189 | 2% |
| Orland Hills | $214 | 15% |
| Orland Park | $211 | 14% |
| Oswego | $190 | 2% |
| Ottawa | $177 | -5% |
| Owaneco | $200 | 8% |
| Palatine | $197 | 6% |
| Palestine | $193 | 4% |
| Palmer | $202 | 9% |
| Palmyra | $204 | 10% |
| Paloma | $202 | 9% |
| Palos Heights | $223 | 20% |
| Palos Hills | $232 | 25% |
| Palos Park | $228 | 23% |
| Pana | $195 | 5% |
| Panama | $192 | 4% |
| Papineau | $196 | 5% |
| Paris | $190 | 2% |
| Park City | $207 | 12% |
| Park Forest | $236 | 27% |
| Parkersburg | $195 | 5% |
| Patoka | $195 | 5% |
| Patterson | $206 | 11% |
| Paw Paw | $183 | -2% |
| Pawnee | $193 | 4% |
| Paxton | $179 | -3% |
| Payson | $206 | 11% |
| Pearl | $211 | 14% |
| Pearl City | $187 | 1% |
| Pecatonica | $188 | 1% |
| Pembroke Township | $201 | 8% |
| Penfield | $182 | -2% |
| Peoria Heights | $193 | 4% |
| Peotone | $201 | 8% |
| Percy | $217 | 17% |
| Perks | $229 | 23% |
| Perry | $207 | 11% |
| Peru | $173 | -7% |
| Petersburg | $210 | 13% |
| Philo | $177 | -5% |
| Phoenix | $293 | 58% |
| Piasa | $204 | 10% |
| Pierron | $197 | 6% |
| Pinckneyville | $211 | 14% |
| Piper City | $176 | -5% |
| Pistakee Highlands | $191 | 3% |
| Pittsburg | $213 | 15% |
| Pittsfield | $207 | 11% |
| Plainfield | $204 | 10% |
| Plainville | $209 | 13% |
| Plano | $187 | 1% |
| Plato Center | $205 | 11% |
| Pleasant Hill | $209 | 13% |
| Pleasant Plains | $204 | 10% |
| Plymouth | $196 | 6% |
| Pocahontas | $197 | 6% |
| Polo | $184 | -1% |
| Pomona | $215 | 16% |
| Pontiac | $172 | -7% |
| Pontoon Beach | $218 | 18% |
| Poplar Grove | $188 | 2% |
| Port Barrington | $195 | 5% |
| Port Byron | $189 | 2% |
| Posen | $280 | 51% |
| Potomac | $192 | 3% |
| Prairie Grove | $185 | 0% |
| Prairie du Rocher | $212 | 14% |
| Preemption | $190 | 2% |
| Prestbury | $186 | 0% |
| Preston Heights | $218 | 18% |
| Princeton | $179 | -3% |
| Prophetstown | $182 | -2% |
| Prospect Heights | $217 | 17% |
| Putnam | $196 | 6% |
| Radom | $196 | 6% |
| Raleigh | $220 | 18% |
| Rankin | $186 | 0% |
| Ransom | $184 | -1% |
| Rantoul | $178 | -4% |
| Rapids City | $199 | 7% |
| Raritan | $187 | 1% |
| Raymond | $194 | 4% |
| Red Bud | $210 | 13% |
| Reddick | $188 | 1% |
| Redmon | $189 | 2% |
| Renault | $206 | 11% |
| Reynolds | $192 | 4% |
| Richmond | $189 | 2% |
| Richton Park | $245 | 32% |
| Ridge Farm | $190 | 2% |
| Rinard | $199 | 7% |
| Ringwood | $189 | 2% |
| River Forest | $237 | 28% |
| River Grove | $250 | 35% |
| Riverdale | $287 | 55% |
| Riverside | $217 | 17% |
| Riverton | $203 | 9% |
| Riverwoods | $212 | 14% |
| Robbins | $271 | 46% |
| Roberts | $178 | -4% |
| Robinson | $193 | 4% |
| Roby | $207 | 12% |
| Rochelle | $180 | -3% |
| Rochester | $193 | 4% |
| Rock City | $188 | 1% |
| Rock Falls | $170 | -8% |
| Rockbridge | $206 | 11% |
| Rockdale | $215 | 16% |
| Rockport | $210 | 13% |
| Rockton | $183 | -1% |
| Rockwood | $215 | 16% |
| Rome | $193 | 4% |
| Romeoville | $206 | 11% |
| Roodhouse | $200 | 8% |
| Rosamond | $199 | 8% |
| Roscoe | $182 | -2% |
| Roselle | $202 | 9% |
| Rosemont | $226 | 22% |
| Roseville | $191 | 3% |
| Rosewood Heights | $208 | 12% |
| Rosiclare | $224 | 21% |
| Rossville | $192 | 4% |
| Round Lake | $199 | 7% |
| Round Lake Beach | $201 | 8% |
| Round Lake Heights | $201 | 8% |
| Round Lake Park | $200 | 8% |
| Roxana | $211 | 14% |
| Royal | $182 | -2% |
| Royalton | $209 | 13% |
| Rushville | $203 | 9% |
| Russell | $204 | 10% |
| Rutland | $181 | -3% |
| Sailor Springs | $193 | 4% |
| Salem | $194 | 5% |
| San Jose | $199 | 7% |
| Sandoval | $197 | 6% |
| Sandwich | $184 | -1% |
| Sauk Village | $256 | 38% |
| Savanna | $190 | 3% |
| Savoy | $180 | -3% |
| Sawyerville | $197 | 6% |
| Saybrook | $177 | -4% |
| Scales Mound | $187 | 1% |
| Schaumburg | $205 | 10% |
| Scheller | $207 | 11% |
| Schiller Park | $250 | 35% |
| Schram City | $193 | 4% |
| Sciota | $194 | 5% |
| Scott Air Force Base | $196 | 5% |
| Seaton | $193 | 4% |
| Seatonville | $179 | -3% |
| Secor | $184 | -1% |
| Seneca | $184 | -1% |
| Sesser | $217 | 17% |
| Seward | $187 | 1% |
| Seymour | $176 | -5% |
| Shannon | $184 | -1% |
| Shawneetown | $217 | 17% |
| Sheffield | $183 | -1% |
| Shelbyville | $186 | 0% |
| Sheldon | $188 | 2% |
| Sheridan | $188 | 1% |
| Sherman | $200 | 8% |
| Sherrard | $193 | 4% |
| Shiloh | $205 | 10% |
| Shirland | $195 | 5% |
| Shirley | $178 | -4% |
| Shobonier | $189 | 2% |
| Shorewood | $207 | 12% |
| Shumway | $182 | -2% |
| Sibley | $178 | -4% |
| Sidell | $185 | 0% |
| Sidney | $184 | -1% |
| Silvis | $179 | -4% |
| Sims | $203 | 10% |
| Skokie | $247 | 33% |
| Sleepy Hollow | $198 | 7% |
| Smithboro | $191 | 3% |
| Smithfield | $198 | 7% |
| Smithshire | $188 | 1% |
| Smithton | $204 | 10% |
| Somonauk | $185 | 0% |
| Sorento | $192 | 4% |
| South Barrington | $202 | 9% |
| South Beloit | $183 | -1% |
| South Chicago Heights | $253 | 36% |
| South Elgin | $196 | 6% |
| South Holland | $260 | 40% |
| South Jacksonville | $185 | 0% |
| South Pekin | $186 | 0% |
| South Roxana | $202 | 9% |
| South Suburban | $258 | 39% |
| South Wilmington | $186 | 0% |
| Southern View | $201 | 9% |
| Sparland | $193 | 4% |
| Sparta | $220 | 19% |
| Speer | $192 | 4% |
| Spring Grove | $185 | 0% |
| Spring Valley | $180 | -3% |
| Springerton | $204 | 10% |
| St. Anne | $199 | 7% |
| St. Augustine | $194 | 5% |
| St. David | $195 | 5% |
| St. Elmo | $186 | 0% |
| St. Francisville | $190 | 2% |
| St. Joseph | $178 | -4% |
| St. Libory | $197 | 6% |
| St. Peter | $188 | 1% |
| Standard | $188 | 1% |
| Stanford | $183 | -1% |
| Staunton | $193 | 4% |
| Ste. Marie | $189 | 2% |
| Steeleville | $216 | 16% |
| Steger | $238 | 28% |
| Sterling | $174 | -6% |
| Steward | $180 | -3% |
| Stewardson | $183 | -2% |
| Stickney | $260 | 40% |
| Stillman Valley | $188 | 1% |
| Stockland | $186 | 0% |
| Stockton | $189 | 2% |
| Stone Park | $265 | 43% |
| Stonington | $201 | 9% |
| Stoy | $198 | 7% |
| Strasburg | $182 | -2% |
| Strawn | $178 | -4% |
| Streamwood | $210 | 13% |
| Streator | $178 | -4% |
| Stronghurst | $188 | 1% |
| Sugar Grove | $185 | 0% |
| Sullivan | $181 | -2% |
| Summerfield | $197 | 6% |
| Summit | $254 | 37% |
| Summit Argo | $254 | 37% |
| Sumner | $196 | 6% |
| Sun River Terrace | $197 | 6% |
| Sutter | $199 | 7% |
| Swansea | $207 | 12% |
| Sycamore | $173 | -7% |
| Table Grove | $195 | 5% |
| Tallula | $210 | 13% |
| Tamaroa | $211 | 14% |
| Tampico | $179 | -4% |
| Taylor Ridge | $192 | 3% |
| Taylor Springs | $192 | 4% |
| Taylorville | $200 | 8% |
| Techny | $214 | 15% |
| Teutopolis | $180 | -3% |
| Texico | $202 | 9% |
| Thawville | $184 | -1% |
| Thayer | $189 | 2% |
| The Galena Territory | $185 | 0% |
| Thebes | $220 | 18% |
| Thomasboro | $182 | -2% |
| Thompsonville | $212 | 14% |
| Thomson | $183 | -1% |
| Thornton | $250 | 35% |
| Tilden | $211 | 14% |
| Tilton | $186 | 0% |
| Timewell | $204 | 10% |
| Tinley Park | $212 | 15% |
| Tiskilwa | $185 | 0% |
| Toledo | $192 | 4% |
| Tolono | $177 | -5% |
| Toluca | $180 | -3% |
| Tonica | $180 | -3% |
| Topeka | $199 | 7% |
| Toulon | $186 | 0% |
| Tovey | $195 | 5% |
| Tower Hill | $189 | 2% |
| Tower Lakes | $195 | 5% |
| Tremont | $189 | 2% |
| Trenton | $193 | 4% |
| Trilla | $186 | 0% |
| Triumph | $190 | 2% |
| Troy | $199 | 8% |
| Troy Grove | $179 | -3% |
| Tuscola | $183 | -1% |
| Twin Grove | $172 | -7% |
| Ullin | $220 | 19% |
| Union | $187 | 1% |
| Union Hill | $193 | 4% |
| Unity | $218 | 17% |
| University Park | $230 | 24% |
| Valier | $209 | 12% |
| Valmeyer | $202 | 9% |
| Van Orin | $181 | -2% |
| Vandalia | $183 | -1% |
| Varna | $186 | 0% |
| Venetian Village | $194 | 5% |
| Venice | $247 | 33% |
| Vermilion | $198 | 6% |
| Vermont | $196 | 5% |
| Vernon | $198 | 6% |
| Vernon Hills | $198 | 7% |
| Verona | $184 | -1% |
| Vienna | $218 | 17% |
| Villa Grove | $181 | -2% |
| Villa Park | $200 | 8% |
| Viola | $193 | 4% |
| Virden | $197 | 6% |
| Virginia | $207 | 11% |
| Wadsworth | $203 | 9% |
| Waggoner | $193 | 4% |
| Walnut Hill | $201 | 8% |
| Walsh | $214 | 15% |
| Walshville | $196 | 6% |
| Waltonville | $203 | 9% |
| Wamac | $198 | 7% |
| Warren | $189 | 2% |
| Warrensburg | $184 | -1% |
| Warrenville | $194 | 5% |
| Warsaw | $199 | 7% |
| Wasco | $203 | 9% |
| Washburn | $185 | 0% |
| Washington | $180 | -3% |
| Washington Park | $260 | 40% |
| Wataga | $190 | 3% |
| Waterloo | $197 | 6% |
| Waterman | $180 | -3% |
| Watseka | $184 | -1% |
| Watson | $181 | -2% |
| Wauconda | $188 | 1% |
| Waverly | $197 | 6% |
| Wayne | $202 | 9% |
| Wayne City | $204 | 10% |
| Wedron | $185 | 0% |
| Weldon | $181 | -2% |
| Wellington | $186 | 0% |
| Wenona | $180 | -3% |
| West Brooklyn | $178 | -4% |
| West City | $209 | 13% |
| West Dundee | $198 | 7% |
| West Frankfort | $208 | 12% |
| West Liberty | $190 | 3% |
| West Peoria | $199 | 7% |
| West Point | $199 | 7% |
| West Salem | $199 | 7% |
| West Union | $194 | 5% |
| West York | $194 | 5% |
| Westchester | $216 | 17% |
| Western Springs | $207 | 12% |
| Westfield | $192 | 4% |
| Westmont | $201 | 8% |
| Westville | $188 | 1% |
| Wheeler | $187 | 1% |
| Wheeling | $220 | 18% |
| White Hall | $203 | 9% |
| White Heath | $180 | -3% |
| Whittington | $212 | 14% |
| Williamsfield | $198 | 7% |
| Williamsville | $196 | 6% |
| Willisville | $211 | 14% |
| Willow Springs | $219 | 18% |
| Willowbrook | $209 | 13% |
| Wilmette | $216 | 16% |
| Wilmington | $202 | 9% |
| Wilsonville | $200 | 8% |
| Winchester | $203 | 9% |
| Winfield | $189 | 2% |
| Winnebago | $190 | 2% |
| Winnetka | $207 | 12% |
| Winthrop Harbor | $202 | 9% |
| Witt | $195 | 5% |
| Wolf Lake | $214 | 15% |
| Wonder Lake | $184 | -1% |
| Wood Dale | $207 | 11% |
| Wood River | $205 | 10% |
| Woodhull | $189 | 2% |
| Woodland | $185 | 0% |
| Woodlawn | $196 | 6% |
| Woodridge | $198 | 7% |
| Woodson | $189 | 2% |
| Woosung | $181 | -3% |
| Worden | $197 | 6% |
| Worth | $235 | 27% |
| Wrights | $214 | 15% |
| Wyanet | $183 | -1% |
| Wyoming | $192 | 3% |
| Yale | $192 | 3% |
| Yates City | $196 | 5% |
| Zeigler | $212 | 14% |
Cheapest auto insurance in IL for teens
Young drivers in Illinois pay about two and a half times more for car insurance than older drivers. That's because their lack of driving experience means they're usually more likely to get into accidents.
Teens and their parents should consider Erie for car insurance in Illinois. It has the cheapest full coverage and minimum liability quotes in the state.
However, car insurance rates vary depending on things like the city where you live, your credit score and your driving record. So it's smart to shop around for quotes from a few different companies.
Best car insurance quote in IL for teen drivers
Company | Liability only | Full coverage |
|---|---|---|
| Erie | $91 | $313 |
| Country Financial | $136 | $326 |
| Travelers | $142 | $348 |
| Auto-Owners | $150 | $358 |
| Progressive | $161 | $440 |
*USAA is only available to current and former military members and their families.
One of the best ways for young drivers to save money is to share a policy with their parents. A shared policy typically costs much less than two separate policies.
Plus, you could get a multicar discount, which could save you up to 25%, depending on which company you choose.
Cheap Illinois car insurance after a speeding ticket or accident
Tickets and accidents can cause a major jump in your car insurance rates in Illinois. That's because insurance companies believe drivers with a ticket or accident are more likely to cause a crash in the future.
If you recently got a ticket or caused an accident, you can save money by comparing quotes from Travelers, Auto-Owners, Erie and State Farm.
Affordable full coverage insurance in Illinois after a ticket or accident
Company | Ticket | Accident |
|---|---|---|
| Travelers | $152 | $169 |
| Auto-Owners | $154 | $188 |
| Erie | $157 | $210 |
| State Farm | $193 | $207 |
| Country Financial | $202 | $220 |
*USAA is only available to current and former military members and their families.
Auto insurance companies in Illinois raise rates by around 23% after a single speeding ticket. And rates go up by an average of 52% in Illinois after a single at-fault accident.
Because of how much rates can differ after an accident, you should always compare quotes from a few companies.
The most expensive company after an accident, Allstate, is more than three and a half times as expensive as Travelers. That could add up to a savings of more than $5,000 per year.
Cheap Illinois auto insurance for teens after a ticket or an accident
Young drivers may have a difficult time finding affordable car insurance after a speeding ticket or accident. Illinois teens might see their rates increase by an average of around 26% after one speeding ticket and 57% after an at-fault accident.
In our experience reviewing thousands of quotes, ValuePenguin found Erie still offers very affordable car insurance for teens, even with a bad driving record.
Cheap liability car insurance in Illinois for teens with a ticket or accident
Company | Ticket | Accident |
|---|---|---|
| Erie | $106 | $128 |
| Auto-Owners | $150 | $206 |
| Country Financial | $177 | $204 |
| Travelers | $178 | $211 |
| Progressive | $184 | $192 |
*USAA is only available to current and former military members and their families.
- Earn a discount for getting good grades: Most insurance companies offer a good student discount for having a 3.0 or B GPA or higher.
- Combine low rates and discounts: The cheapest company in IL for teens with a bad driving record, Erie, offers a driver safety program for teens, teenSMART, that comes with a discount of up to 20%. That could result in a savings of $21 to $26 per month.
Cheapest insurance rates in IL after a DUI
A DUI is a very serious driving offense, and it could cause your car insurance rates to increase by around 82%, or $151 per month, for full coverage in Illinois. That's because insurance companies believe that you're more likely to cause major injuries or property damage in the future.
Illinois drivers with a DUI may save on car insurance by comparing quotes from Travelers, Progressive, Erie and Auto-Owners.
Cheap auto insurance quotes in Illinois after a DUI
Company | Monthly rate | Annual rate |
|---|---|---|
| Travelers | $176 | $2,112 |
| Progressive | $205 | $2,460 |
| Erie | $263 | $3,156 |
| Auto-Owners | $267 | $3,204 |
| Country Financial | $406 | $4,872 |
*USAA is only available to current and former military members and their families.
You may need to have your insurance company file an SR-22 form on your behalf after a DUI in Illinois. This form proves to the state that you have insurance coverage.
Progressive makes it easy to request an SR-22 when you get a quote online, so it may be the best choice if you need coverage quickly.
Cheapest IL insurance for drivers with poor credit
People with poor credit in Illinois pay more than twice as much for car insurance as people with good credit. That's because insurance companies believe people with lower credit scores tend to file more claims.
If you have bad credit, you can find affordable car insurance at Travelers. Its full coverage rates are $42 per month less than the second-cheapest company, on average.
Cheapest Illinois car insurance quotes for drivers with poor credit
Company | Monthly rate | Annual rate |
|---|---|---|
| Travelers | $182 | $2,184 |
| Country Financial | $224 | $2,688 |
| Progressive | $271 | $3,252 |
| Erie | $322 | $3,864 |
| Auto-Owners | $458 | $5,496 |
*USAA is only available to current and former military members and their families.
- Improving your credit doesn't happen overnight. But there are a few ways you can boost your credit score to lower your insurance rates, such as making your payments on time and using a smaller portion of your available credit.
-
You can also save money by signing up for a safe driving program. These programs track your driving habits using a mobile app or device you plug into your car. People who drive safely could earn a big discount. This includes habits like staying under the speed limit and avoiding late-night driving.
For instance, the Travelers IntelliDrive program offers a discount of up to 30%. However, your rates could go up if you have unsafe driving habits.
How have car insurance rates in Illinois changed over time?
Car insurance rates in Illinois have gone up by nearly 32% in the past five years. The most severe rate hikes were in 2023 and 2024.
However, things are looking up for Illinois drivers. In 2026, rates are expected to go down for the first time since 2021.
Geico and Country Financial had some of the largest rate increases between 2022 and 2026, at around 60% and 58%, respectively. Progressive actually decreased rates by 2% over that time period.
Year | Rate change |
|---|---|
| 2022 | 1.67% |
| 2023 | 17.24% |
| 2024 | 16.22% |
| 2025 | 4.97% |
| 2026 | -4.26% |
Car insurance rate change data was compiled using RateWatch from S&P Global, which uses information from the National Association of Insurance Commissioners (NAIC).
Illinois car insurance requirements
Drivers in Illinois must have at least 25/50/20 of liability coverage to drive legally.
This coverage pays for another driver's injuries or damage to their car if you cause an accident.
You also need matching uninsured motorist bodily injury liability limits, which pay for your own injuries if you're hit by someone who doesn't have insurance.
IL minimum liability limits
- Bodily injury liability: $25,000 per person and $50,000 per accident
- Property damage liability: $20,000 per accident
- Uninsured motorist bodily injury liability: $25,000 per person and $50,000 per accident
What's the best car insurance coverage for Illinois drivers?
Full coverage insurance is the best choice for most drivers in IL.
A full coverage policy includes comprehensive and collision coverages, which protect your car after an accident. Without full coverage, you'll have to pay to fix or replace your own car if you cause a crash.
If you have a car loan or lease, your lender usually requires you to have collision and comprehensive coverage. These coverages are also a good idea if your car is worth more than $5,000 or less than 8 years old.
Full coverage car insurance can also have higher liability limits than the state requirement. This is important because the minimum amount of coverage required in Illinois probably isn't enough to fully cover the cost of a serious accident.
For example, if you hit and total a newer Tesla, $20,000 of property damage liability coverage isn't enough to buy a replacement car. You'll have to pay the difference out of pocket.
Frequently asked questions
What is the cheapest car insurance in Illinois?
Travelers has the cheapest full coverage car insurance in Illinois in 2026. Travelers charges an average of $120 per month for full coverage, which is $65 per month less than the state average.
Erie has the cheapest minimum liability rates in Illinois, at $42 per month, which is $25 per month less than average.
How much is car insurance in Illinois per month?
The average cost of auto insurance in Illinois is $185 per month for full coverage. Minimum liability coverage costs an average of $67 per month.
Is Illinois car insurance expensive?
Auto insurance in Illinois isn't expensive — it's actually 11% cheaper than the U.S. average. Full coverage in Illinois costs $185 per month, which is $23 per month cheaper than the national average. At $67 per month, minimum coverage in Illinois costs $9 per month less than average.
How much does auto insurance in Joliet cost?
The average cost of car insurance in Joliet, a Chicago suburb, is $209 per month for full coverage. That's 13% higher than average in Illinois. In comparison, full coverage insurance in Peoria costs around $198 per month.
What car insurance is required in Illinois?
Drivers in Illinois must have $25,000 of bodily injury liability coverage per person and $50,000 per accident, as well as the same limits for uninsured motorist coverage. Illinois drivers must also have $20,000 of property damage coverage per accident.
How do you file a complaint against a car insurance company in Illinois?
You can file a complaint with the Illinois Department of Insurance by submitting a form online, by email or by mail. Through this process, the Department of Insurance will investigate and may ask the insurance company to fix the issue.
Methodology
To find the cheapest car insurance in Illinois, ValuePenguin collected thousands of quotes for ZIP codes across Illinois from the largest companies in the state. Rates are for a 30-year-old man with good credit, who drives a 2018 Honda Civic EX.
Quotes are for a full coverage policy with higher liability limits than required in Illinois, along with comprehensive and collision coverage.
- Bodily injury liability: $50,000 per person and $100,000 per accident
- Property damage liability: $50,000 per accident
- Uninsured and underinsured motorist bodily injury: $50,000 per person and $100,000 per accident
- Comprehensive and collision: $500 deductible
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.
About the Author
Senior Writer
Lindsay Bishop is a Senior Writer at ValuePenguin, where she educates readers about home, auto, renters, flood and motorcycle insurance.
Lindsay began her career in the insurance and financial industry in 2010. She was a licensed auto, home, life and health insurance agent and held Series 6 and 63 financial licenses.
After a hiatus from the financial sector, Lindsay returned to the industry as a content writer for ValuePenguin in 2021. She enjoys having the opportunity to help readers make smart decisions about their insurance so they can be prepared for anything life throws their way.
When Lindsay isn't writing about insurance, you can find her spending time with family, enjoying the outdoors on Sunday long runs or riding her Peloton.
How insurance helped Lindsay
As a homeowner for 15 years located in South Carolina, Lindsay has plenty of experience navigating the coastal insurance market and managing the claims process. That includes successfully negotiating a full roof replacement claim.
Expertise
- Home insurance
- Car insurance
- Flood insurance
- Renters insurance
- Motorcycle insurance
Referenced by
- CNBC
- Yahoo Finance
- Miami Herald
Education
- BS/BA Economics, University of Nevada Las Vegas
Editorial Note: The content of this article is based on the author's opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.