Esurance vs. Geico Car Insurance: Reviews and Quotes
Car insurance from Geico costs $396 per year for a minimum-coverage policy, which is $159 cheaper than Esurance. Geico also offers superior... Read More
Finding a car insurance company based near you can come with a lot of benefits, like a personal relationship with an agent which can mean better customer service.
Smaller regional companies tend to offer cheap rates and reliable customer service. It can also be easier to work with an agent with an office nearby than someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
State Farm is the best car insurance company in 28 states.
That's because State Farm has great customer service reviews, affordable rates and most people are able to buy insurance from them.
However, the best car insurance near you may be different. Erie and Farm Bureau offer excellent customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age, since these factors affect how much you'll pay for insurance. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
Find Cheap Auto Insurance Quotes in Your Area
USAA has the best customer service in many states, along with very affordable rates. But only military members, veterans and some of their family members can get car insurance from USAA.
Where you live can have a big impact on your car insurance rates. For example, drivers in Wyoming pay $31 per month for minimum coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $133 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Car insurance from Geico costs $396 per year for a minimum-coverage policy, which is $159 cheaper than Esurance. Geico also offers superior... Read More
State Farm has the cheapest full coverage car insurance most drivers can get, at $134 per month. That's $41 per month less than the... Read More
NYCM has the best full coverage car insurance in Albany, at $80 per month. That's 45% cheaper than the citywide... Read More
Every car insurance company offers a discount for buying a multicar policy, and some offer better savings than others. But there's more to... Read More
State Farm has the cheapest full coverage car insurance policies for Lakeland drivers, at $138 per month.... Read More
State Farm offers the cheapest car insurance overall in Ocala, Florida, at $37 per month for minimum coverage and $123 per month for full... Read More
Farm Bureau has the cheapest car insurance in Columbus, at $49 per month for minimum liability coverage, or $113 per month for full... Read More
Farm Bureau has Atlanta's cheapest car insurance, at $61 per month for minimum coverage. The average cost of car insurance in Atlanta is... Read More
You need car insurance to drive your new car after you buy it. But if you already have insurance, your policy may give you a grace period... Read More
State Farm is the best insurance company for luxury cars, with a cheap rate of $187 per month, on average. That's about half of the average... Read More
Geico and Progressive have the cheapest online car insurance quotes. But you'll have the easiest time getting quotes from Progressive and... Read More
State Farm has the cheapest car insurance in Tulsa, Oklahoma, at $53 per month for minimum coverage and $142 per month for full... Read More
State Farm has the best prices for Portland car insurance. It costs $142 per month for full coverage, or $79 for state minimum coverage.... Read More
The cheapest car insurance in Nashville is from State Farm, at $52 per month for minimum coverage and $131 per month for full... Read More
State Farm has the best and cheapest home and auto insurance bundle. Shoppers pay an average of $266 per month for both policies, after a... Read More
Erie has the cheapest car insurance in Memphis. A full coverage policy costs an average of $156 per... Read More
Auto-Owners has the cheapest minimum liability coverage in Indianapolis, at $43 per month. Drivers looking for full coverage can find the... Read More
Geico has the cheapest full coverage car insurance in Miami, at $185 per month, on average.... Read More
State Farm usually has the cheapest rates among national car insurance companies. However, it might not be the cheapest option near you, especially if you have access to smaller regional companies like Erie, Farm Bureau or Country Financial.
This depends on how you prefer to connect with your insurance company. If you prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you would rather manage your insurance with an app and prefer virtual chat to phone calls, you may not need a local agent.
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who owns a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only. Your own quotes may be different.