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The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
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More Guides
Which Gender Pays More for Car Insurance?
In most states, your gender will impact your car insurance rates — though only slightly. Men pay about 1% more than women for car... Read More
Can I Use a Home Equity Loan to Buy Another House?
If you already own your primary residence and are seeking to buy an investment property, unlocking the home equity in your current house... Read More
What to Know About Low Income Health Insurance
Medicaid and the Children's Health Insurance Program (CHIP) can help those with low incomes get health insurance. You might also get... Read More
Obamacare / Affordable Care Act Subsidy Calculator
ValuePenguin's ACA subsidy calculator estimates how much you'll pay for health insurance based on your income. The average cost of a plan... Read More
How Do You Get a Land Loan? Rates and Procedure, Explained
Getting a land loan requires meeting several lender requirements you wouldn't need for a regular mortgage. Read about the credit... Read More
Deductible vs. Out-of-Pocket Max: Health Insurance Basics
The deductible is the amount you pay for medical care before your plan's full benefits begin. You won't pay any medical costs after... Read More
What is a Point of Service (POS) Health Insurance Plan?
Point of service (POS) health insurance plans allow beneficiaries to access in-network and out-of-network providers and are a middle-ground... Read More
Telematics Insurance: Is It Right for You?
Telematics programs work well for safe or low-mileage drivers. Users agree to share their driving data with their insurance company in... Read More
Out-of-Network Insurance Guide
Learn how to protect yourself from surprise medical bills by understanding what "out of network" means and how your health insurance plan... Read More
3 Ways to Show Proof of Insurance & What to Do If You Can't
Most states require drivers to carry proof of car insurance. This is often a card kept in the car or information on your phone showing your... Read More
Are Car Insurance Brokers Worth It?
A car insurance broker is a professional who can help guide you as you look for a policy. Using an insurance broker can add to your costs,... Read More
Car Insurance Refund: 3 Times When You're Eligible
If your car insurance policy is canceled in the middle of the term, you're generally eligible for a refund for the remaining premium. But... Read More
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