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Requirements and Laws for California Car Insurance
In California, every driver must carry some form of financial responsibility, which is most often car insurance. Starting January 2025,... Read More
Auto Insurance Eligibility & License Points in New Jersey
In New Jersey, after a speeding ticket or traffic violation the state’s Motor Vehicle Commission will attach points to your license that... Read More
Rental Reimbursement Coverage: What Is It and Do I Need It?
Rental car reimbursement coverage is an option from your auto insurance company. It covers the cost to rent a car if yours has to be... Read More
Defensive Driving Courses in New Jersey
After a traffic violation, a defensive driving course can help you remove points from your driver's license and improve your auto insurance... Read More
Auto Insurance Requirements in New Jersey
New Jersey law requires all drivers to carry auto insurance that includes both liability and personal injury protection (PIP) coverages.... Read More
Uninsured and Underinsured Motorist Coverage Car Insurance
Uninsured motorist coverage pays for medical bills and car repairs if you're hit by a driver who doesn't have car insurance.... Read More
Bodily Injury Car Insurance Coverage: How Does It Work?
Bodily injury liability is a car insurance coverage that pays for other peoples' medical bills and lost wages in a crash you cause. It's... Read More
What is Property Damage Liability Car Insurance?
Property damage liability insurance is one of the major coverage types that drivers are required to have by law. This insurance covers the... Read More
How Do Deductibles Affect Car Insurance Premiums?
Higher car insurance deductibles mean lower premiums. Adjusting your deductible is one way to manage auto insurance rates, but be mindful... Read More
Inpatient vs. Outpatient Care and Coverage
Inpatient care is medical treatment that requires admission to a hospital, while outpatient care happens at a regular doctor's... Read More
What to Know About ACA Minimum Essential Coverage
Minimum essential coverage is health insurance that meets the Affordable Care Act (ACA) requirement for being a qualified health plan, or... Read More
Cost Sharing Reduction (CSR): What It Means and Who's Eligible?
Cost-sharing reductions lower your medical costs. To qualify, you need to earn less than $36,450 as a single person or $75,000 for a family... Read More
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