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The world of insurance and personal finance can often be difficult to get a handle on. With our diverse set of guides, you can get in-depth information on a range of topics to help you put your money to its best use.
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Joint Bank Account Rules: How Do They Work?
Joint bank accounts can be convenient for managing your household finances, but they require a lot of trust—and also tend to complicate... Read More
10 Tips to Save Money on Car Insurance
How to save money on car insurance, including unexpected ways to save 10% on your car insurance right now, plus how to save 50% on your... Read More
Do I Have to Pay Taxes on My Insurance Settlement?
The money you get from an insurance claim generally isn't taxed if the settlement does not benefit you beyond your previous financial... Read More
Excess Flood Insurance: What Is It? Who Needs It?
If you have a high-value home in a high-risk flood area, you may need excess flood insurance. This insurance covers damage to your home and... Read More
What Is a Reduced Paid-Up Life Insurance Policy Option?
Insurers that offer whole life insurance usually provide three nonforfeiture options: reduced paid-up insurance, cash surrender and... Read More
How Does an Embedded Deductible Affect Health Insurance?
An embedded deductible can be a useful tool to consider when choosing the right family health insurance plan for your coverage needs. In... Read More
Adjustable Life Insurance: Pros & Cons of Flexible Premiums
Adjustable life insurance is a permanent policy with flexible premiums, death benefits and cash value. The policy specifies when these can... Read More
How Much Is Used Car Insurance & How to Get the Best Deal
Drivers often pay less for insurance on a used car than on a brand-new vehicle. But the main reason for the smaller bill is reduced... Read More
When Can I Deduct Health Insurance Premiums on My Taxes?
You can deduct your health insurance premiums on your taxes if you don't have the option to buy health insurance through your work, you... Read More
Best Car Insurance for Teachers: Discounts and More
A few insurance companies offer special perks just for teachers, including discounts, extra protections and more. Teachers seeking... Read More
Does Car Insurance Cover Engine Failure?
Most car insurance policies only cover the repair of your vehicle if it's damaged in a crash or other incident, not engine failure or... Read More
What to Know About Insurance Company Ratings — and Which Companies Are the Best Rated
Insurance companies — including life, health, auto and home — all have their financial strength rated by independent agencies. A strong... Read More
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