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Should I Buy Life Insurance for my Parents?
Buying life insurance for a parent requires two things: consent and insurable interest. Permanent life insurance is usually one of the best... Read More
What Is Imputed Income for Group-Term Life Insurance?
Life insurance imputed income is the value the IRS assigns to the premiums you've paid for any group-term life insurance policy that... Read More
What is Straight Life Insurance?
Straight life insurance is a form of permanent coverage that provides you with lifetime... Read More
Should I Buy Life Insurance With a Long-Term Care Rider?
Long-term care riders are policy additions that can be used to pay for assisted living expenses, such as caregivers or nursing homes. With... Read More
FHA Appraisal Requirements: Checklist and Guidelines
If you're trying to buy a house using an FHA loan, your FHA lender will typically require an appraisal to validate the value of the home.... Read More
How to Give Proof of Renters Insurance
When you rent a new home, your landlord may require proof that you've purchased a renters insurance policy. You can deliver proof of your... Read More
What to Do if You Can't Stay on Your Parent's Health Insurance
You can buy an affordable health plan through your state marketplace or HealthCare.gov. You may qualify for health insurance subsidies if... Read More
Average Car Insurance Costs for 20-Year-Old Drivers
The average cost of car insurance for 20-year-old drivers is $353 per month for their own full coverage policy. Travelers has the cheapest... Read More
Car Insurance Costs for 25-Year-Old Drivers
On average, 25-year-old drivers pay $221 per month for full coverage car insurance or $159 per month for minimum coverage.... Read More
Average Cost of Car Insurance for 24-Year-Olds
On average, 24-year-olds pay $245 per month, for full coverage car insurance. State Farm has the cheapest full coverage rates for... Read More
Are Smart Home Devices Worth the Insurance Discount?
Savings on home insurance for smart home devices are usually minimal and shouldn't drive your choice of insurance... Read More
Claiming Rental Income to Qualify for a Mortgage: How Do Lenders View It?
If you're thinking about factoring the income on your rental property into a mortgage application for a new property, there's a series of... Read More
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